Understanding Supported Independent Living
Understand what SIL pays for, how housing and SDA differ, and the questions that help participants and families compare homes and providers.
What SIL funding covers
Supported Independent Living (SIL) is NDIS funding for disability-related help and supervision at home, including support across the day and overnight. Current NDIA guidance on SIL describes support available 24 hours a day, seven days a week. The arrangement depends on the participant's assessed needs and approved funding.
SIL pays for support rather than the house itself. Rent, groceries and ordinary household bills are separate. Specialist Disability Accommodation (SDA) concerns specially designed housing and has separate eligibility requirements. Some people have both supports, but having SIL funding does not automatically mean having SDA funding.
When comparing options, ask providers to explain support charges, accommodation arrangements and personal living costs separately.
Choosing a home and people to live with
A vacancy is a starting point for a conversation, rather than proof that a home will suit someone. Consider what everyday life would feel like for the participant: their preferred routines, communication style, interests, privacy and connections with family or community.
Ask whether the participant can visit the home, meet the team and, where appropriate, meet prospective housemates. Discuss quiet time, shared spaces, visitors, meals and activities. People do not need identical interests to share a home, but their preferences need to be heard.
Ask how compatibility is considered without requesting another resident's private information. Also discuss how the participant can express concerns and what happens if their needs or preferences change.
Questions to ask a SIL provider
Bring a short list of questions to each provider so the comparison stays practical:
- How do you match support workers to the person, and maintain continuity when staff are away?
- What support is available overnight, and how does it match the participant's approved arrangement?
- Who is the main contact for questions, feedback or complaints?
- How are changes to support needs discussed and reviewed?
- What is included in the service agreement, and which costs are separate?
Check the provider's current registration and whether they can deliver the required supports. The NDIA's SIL page explains current provider requirements. Ask for clear answers and take time to consider them before committing.
Taking the next step
Before contacting a provider, note the participant's goals, preferred area, current living situation and the kind of help they need. Ask what information is required for the next stage, rather than assuming every enquiry needs a complete referral immediately.
SIL is one home-and-living option. Depending on individual circumstances, Individualised Living Options or in-home supports may be worth discussing. Your my NDIS contact can explain funding options; a provider can discuss suitability and capacity.
Explore Bloom's SIL supports and current SIL home listings. You can talk with our team while exploring options, or submit a referral when ready. An enquiry does not confirm a placement or funding.